Apps & Games Help You Choose
Mobile banking apps have become a popular choice for people who want to manage their finances conveniently. With the rise of mobile banking apps, there are now more options to choose from than ever before. However, not all mobile banking apps are created equal. In this post, we’ll take a closer look at the best mobile banking apps of 2021.
In this review, we’ll be looking at the following criteria:
- User experience
- Security
- Features and benefits
- Fees and charges
- Customer support
User Experience
The user experience of a mobile banking app is crucial. It should be easy to navigate and use, with a clean and intuitive interface. The following mobile banking apps have been ranked highly for their user experience:
| Mobile Banking App | User Experience Rating |
|---|---|
| Chime | 4.9/5 |
| Ally Bank | 4.8/5 |
| Capital One | 4.7/5 |
Chime is a popular mobile banking app with a simple and user-friendly interface. It offers a range of features, including a high-yield savings account and a fee-free overdraft program. Ally Bank also offers a great user experience, with a sleek design and easy-to-use features. Capital One’s mobile banking app is also highly rated for its user experience, with a clean and intuitive interface.
Security
Security is a top concern when it comes to mobile banking apps. The following mobile banking apps have been ranked highly for their security measures:
| Mobile Banking App | Security Rating |
|---|---|
| Chase | 4.9/5 |
| Bank of America | 4.8/5 |
| Wells Fargo | 4.7/5 |
Chase is a mobile banking app that offers a range of security features, including two-factor authentication and fraud alerts. Bank of America also offers strong security measures, including biometric login options and the ability to lock your debit card from the app. Wells Fargo’s mobile banking app is also highly rated for its security features, with the ability to monitor your account for suspicious activity and set up alerts for certain transactions.
Features and Benefits
When it comes to mobile banking apps, features and benefits are an important consideration. The following mobile banking apps have been ranked highly for their features and benefits:
| Mobile Banking App | Features and Benefits Rating |
|---|---|
| USAA | 4.9/5 |
| Discover Bank | 4.8/5 |
| Citibank | 4.7/5 |
USAA is a mobile banking app that offers a range of features, including budgeting tools and the ability to deposit checks from your phone. Discover Bank also offers a great range of features, including a high-yield savings account and cashback rewards on debit card purchases. Citibank’s mobile banking app is also highly rated for its features and benefits, with the ability to transfer money to other Citibank accounts instantly and set up automatic bill payments.
Fees and Charges
Fees and charges are an important consideration when choosing a mobile banking app. The following mobile banking apps have been ranked highly for their low fees and charges:
| Mobile Banking App | Fees and Charges Rating |
|---|---|
| Simple | 4.9/5 |
| Chime | 4.8/5 |
| Ally Bank | 4.7/5 |
Simple is a mobile banking app that offers no monthly fees, no overdraft fees, and no minimum balance requirements. Chime also offers a range of fee-free banking options, including a fee-free overdraft program and no foreign transaction fees. Ally Bank’s mobile banking app is also highly rated for its low fees and charges, with no monthly maintenance fees and no minimum balance requirements.
Customer Support
Customer support is an important consideration when choosing a mobile banking app. The following mobile banking apps have been ranked highly for their customer support:
| Mobile Banking App | Customer Support Rating |
|---|---|
| Ally Bank | 4.9/5 |
| Capital One | 4.8/5 |
| Chase | 4.7/5 |
Ally Bank is a mobile banking app that offers excellent customer support, with 24/7 customer service and a live chat feature. Capital One’s mobile banking app is also highly rated for its customer support, with a dedicated customer support team and a user-friendly help center. Chase’s mobile banking app is also highly rated for its customer support, with a range of support options, including phone, chat, and email support.
Conclusion
Overall, there are many great mobile banking apps to choose from in 2021. The best mobile banking app for you will depend on your individual needs and preferences. However, the following apps have been ranked highly for their user experience, security, features and benefits, low fees and charges, and customer support:
- Chime
- Ally Bank
- Capital One
- Chase
- Bank of America
- Wells Fargo
- USAA
- Discover Bank
- Citibank
- Simple
With the right mobile banking app, you can manage your finances on-the-go and stay in control of your money.
People Also Ask
Here are some common questions people ask about mobile banking apps:
What is a mobile banking app?
A mobile banking app is a smartphone application that allows you to manage your bank account and perform banking transactions on-the-go.
Are mobile banking apps safe?
Mobile banking apps are generally safe as long as you take the necessary precautions, such as using a strong password and not sharing your login credentials with anyone.
Can I deposit a check using a mobile banking app?
Many mobile banking apps allow you to deposit checks using your smartphone camera. However, the specific features and requirements may vary depending on the app and your bank.
Do mobile banking apps have fees?
Some mobile banking apps may have fees, such as monthly maintenance fees, overdraft fees, or foreign transaction fees. However, many mobile banking apps offer fee-free banking options.
